Terms and Conditions
Effective Date: August 10, 2024
1. Introduction
Welcome to prujmdelacruz.com (“Website”). These Terms and Conditions (“Terms”) govern your use of our Website, including the download of our free eBook entitled “Insurance Made Easy: The Ultimate Guide For Choosing the Right Insurance for You.” By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.
2. Use of the Website
Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent that you meet this age requirement.
License: We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not use the Website for any other purpose without our express written permission.
Prohibited Activities: You agree not to:
- Use the Website in any way that violates any applicable laws or regulations.
- Engage in any activity that could harm the Website or its users, including the distribution of viruses or other harmful code.
- Use any automated system or software to extract data from the Website for commercial purposes.
- Attempt to gain unauthorized access to any part of the Website or its related systems.
3. Intellectual Property
Ownership: All content on the Website, including text, graphics, logos, images, and software, is the property of prujmdelacruz.com or its licensors and is protected by intellectual property laws.
Limited Use: You may view, download, and print content from the Website for your personal use only. You may not reproduce, distribute, or create derivative works from any content on the Website without our express written consent.
4. Disclaimer of Warranties
The information provided on this Website, including the free eBook, is for general informational purposes only. While we strive to ensure that the information is accurate and up-to-date, we make no warranties or representations about the accuracy, completeness, or reliability of the content.
- No Professional Advice: The content on this Website is not intended to replace professional advice. You should consult with a qualified professional before making any decisions based on the information provided.
5. Limitation of Liability
To the fullest extent permitted by law, prujmdelacruz.com and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or the eBook, even if we have been advised of the possibility of such damages.
6. Indemnification
You agree to indemnify and hold harmless prujmdelacruz.com and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of the Website or your violation of these Terms.
7. Changes to the Terms
We may update these Terms from time to time. Any changes will be posted on this page, and the “Effective Date” will be updated accordingly. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.
8. Termination
We reserve the right to terminate or suspend your access to the Website, without notice, for any reason, including for a violation of these Terms. Upon termination, your right to use the Website will immediately cease.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of Philippines, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Philippines.
10. Contact Us
If you have any questions or concerns about these Terms, please contact us at support@prujmdelacruz.com